Sophisticated wealth management for Fallston’s most successful families. As affluent Fallston residents, you’ve worked hard to build substantial assets. Now you need expert guidance to preserve, grow, and transfer your wealth strategically.

Drexel & Co. Financial Planning is located right here in Fallston, Maryland, specializing in comprehensive wealth management for high-net-worth individuals, business owners, and federal executives throughout our community.

Why Fallston’s Affluent Investors Choose Drexel & Co.

Local Expertise, Global Sophistication

Located at 2303 Bel Air Road in Fallston, we understand the unique financial landscape of our community:

• High-earning federal executives from Aberdeen Proving Ground
• Successful business owners in the Baltimore-Washington corridor
• Corporate professionals commuting to Baltimore and DC
• Multi-generational families seeking legacy planning

Fallston Wealth Management Specialties:

• Investment portfolio optimization for $1M+ portfolios
• Tax-efficient wealth strategies for Maryland’s high earners
• Business succession planning for Fallston entrepreneurs
• Federal executive retirement planning (TSP, FERS, executive benefits)
• Multi-generational wealth transfer and estate planning
• Alternative investment strategies for qualified investors

Comprehensive Wealth Management Services for Fallston Residents

Investment Management & Portfolio Optimization

Sophisticated strategies for substantial portfolios:

• Diversified asset allocation across multiple asset classes
• Tax-loss harvesting to minimize Maryland tax burden
• Alternative investments including private equity and real estate
• ESG investing options aligned with your values
• Risk management through advanced hedging strategies

Tax-Efficient Wealth Planning

Maximize after-tax wealth for Maryland’s high earners:

• Maryland tax optimization strategies for high-income professionals
• Municipal bond portfolios for tax-free income
• Roth conversion strategies for long-term after-tax efficiency
• Charitable giving strategies with tax benefits
• Business tax planning coordination with investment strategies

Executive Compensation Planning

Specialized guidance for high-level professionals:

• Stock option strategies and exercise timing
• Executive benefit optimization (deferred comp, SERP, etc.)
• Federal executive benefits coordination (SES, Senior Executive Service)
• Golden handcuff analysis and diversification strategies
• Compensation negotiation financial impact analysis

Estate Planning & Wealth Transfer

Preserve your legacy for future generations:

• Advanced estate planning strategies for substantial estates
• Family limited partnerships and other transfer vehicles
• Generation-skipping trust planning
• Charitable remainder trusts and family foundations
• Business succession planning for family enterprises

Business Owner Financial Planning

Comprehensive strategies for Fallston entrepreneurs:

• Business valuation and exit planning strategies
• Key person insurance and buy-sell agreements
• Owner compensation optimization (salary vs. distributions)
• Retirement plan design for business owners and employees
• Asset protection strategies for business and personal wealth

Why Fallston’s Wealthy Choose Local Expertise

Deep Community Connections

Understanding Fallston’s affluent landscape:

• Local business networks and professional relationships
• Harford County tax considerations and opportunities
• Aberdeen Proving Ground executive compensation expertise
• Baltimore-Washington corridor investment opportunities

Personalized Service Model

Boutique attention for substantial portfolios:

• Direct advisor access – no junior staff managing your wealth
• Customized investment strategies tailored to your specific goals
• Quarterly portfolio reviews with comprehensive analysis
• Family meeting facilitation for multi-generational planning
• Proactive communication about market changes and opportunities

Values-Based Approach

Wealth management aligned with your principles:

• Fiduciary standard – your interests always come first
• Transparent fee structure with no hidden costs
• Long-term relationship focus spanning generations
• Ethical investment options available upon request

 Business Owner Exit Strategy

A Fallston manufacturing business owner sought guidance on selling his $8M company while minimizing tax impact.

Our Strategy:

• Structured installment sale to optimize capital gains treatment
• Implemented charitable remainder trust for tax deferral
• Diversified sale proceeds across multiple asset classes
• Coordinated with estate planning attorney for wealth transfer

Result: Client reduced tax burden by $1.2M and created sustainable retirement income while funding children’s education trusts.

Fallston Area Investment Insights

Local Economic Drivers:

• Aberdeen Proving Ground – stable, high-paying federal employment
• Baltimore-Washington corridor access – diverse job market
• Healthcare sector growth – Upper Chesapeake Health System
• Technology sector expansion – proximity to NSA and tech companies
• Logistics and defense contracting – growing regional presence

Real Estate Investment Opportunities:

• Residential properties benefiting from APG employment growth
• Commercial real estate serving affluent Harford County residents
• Land development opportunities in growth corridors
• Historic properties with renovation and tax credit potential

Advanced Wealth Strategies for High-Net-Worth Fallston Residents

Tax-Advantaged Investment Structures:

• Opportunity Zone investments for capital gains deferral
• Qualified Small Business Stock (QSBS) strategies
• Private placement life insurance for tax-free wealth transfer
• Charitable lead trusts for estate tax reduction
• Delaware Statutory Trusts for 1031 exchange strategies

Alternative Investment Access:

• Private equity and venture capital opportunities
• Real estate investment trusts (REITs) and funds
• Commodity and precious metals portfolio allocation
• Hedge fund strategies for qualified investors
• Direct business investments and angel opportunities

Risk Management for Substantial Wealth:

• Umbrella insurance coordination with wealth planning
• Asset protection trusts for high-risk professions
• International diversification strategies
• Currency hedging for global portfolios
• Liquidity planning for large estates

Get Started with Fallston’s Premier Wealth Advisors

Ready to optimize your substantial wealth with sophisticated strategies? Drexel & Co. Financial Planning offers comprehensive wealth management services designed specifically for Fallston’s most successful residents.

Complimentary Wealth Consultation

Limited to portfolios of $1 million or more

What We’ll Analyze: ✓ Current portfolio efficiency and optimization opportunities
✓ Tax reduction strategies specific to Maryland high earners
✓ Estate planning gaps and wealth transfer opportunities
✓ Risk management and asset protection strategies
✓ Alternative investment suitability and access
✓ Retirement planning for substantial asset bases

📞 Call (443) 338-6676 | 📧 info@drexelandco.com
📍 2303 Bel Air Road, Fallston, MD 21047
Your neighbors in wealth management

Why Successful Fallston Residents Choose Us:

• Local presence with global investment access
• Boutique service without big firm bureaucracy
• Fiduciary commitment to your best interests
• Multi-generational planning expertise
• Values-based approach to wealth management

Investment Minimums & Fee Structure:

• $1 million minimum for comprehensive wealth management
• Transparent, asset-based fees with no hidden costs
• No commission products – fee-only advisory model
• Family account coordination available

Frequently Asked Questions – Fallston Wealth Management

Q: What makes Drexel & Co. different from larger wealth management firms?

A: As Fallston residents ourselves, we provide personalized, boutique service with direct advisor access. You’ll never be handed off to junior staff, and we understand the local opportunities and challenges facing affluent Harford County families.

Q: Do you work with business owners planning to sell their companies?

A: Absolutely. Business exit planning is one of our specialties. We coordinate with your accountants and attorneys to structure tax-efficient exits and help you transition from business owner to investor.

Q: How do you handle federal employee executive benefits?

A: We have extensive experience with federal executive compensation, including SES benefits, executive TSP strategies, and coordination with federal pensions. Many Aberdeen Proving Ground executives are clients.

Q: What is your investment philosophy?

A: We believe in diversified, long-term wealth building with careful attention to tax efficiency and risk management. We avoid speculation and focus on building sustainable wealth across market cycles.

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About Drexel & Co. Financial Planning

Stephen Hepburn, CFP® founded Drexel & Co. with a vision of providing sophisticated wealth management with a values-based approach. Located in the heart of Fallston, we serve affluent individuals and families throughout Harford County and the greater Baltimore-Washington area.

Our Credentials:

• Certified Financial Planner (CFP®) designation
• Series 7 and 66 securities registrations
• Extensive federal benefits expertise
• Estate planning coordination experience

Our Commitment: We believe wealthy families deserve sophisticated strategies delivered with personal attention and absolute integrity. Every client relationship is built on trust, transparency, and a deep commitment to helping you achieve your financial goals while preserving your values.

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Ready to experience wealth management designed for Fallston’s most successful residents? Contact Drexel & Co. Financial Planning today for your complimentary consultation.